What is Dynamic Processing?
Traditional processing is limited in what it can offer consumers in the form of features, benefits and capabilities. This limitation stems from the binary relationship between the consumer’s account and the card it is linked to. Every card has a single account from which the card draws its purchasing power.
Dynamic Processing is like a social network for your card. It creates a relationship between you, your card and ALL of your accounts, memberships and traditional cards and can connect and consolidate all of the benefits through a Personalized Processing system that is “DYNAMIC” in the way it communicates and learns.
Dynamic Processing opens the doors to limitless capabilities and features for cards and changes the way money can move.
Traditional Processing vs. Paywith Processing
Traditional Cards Inside Mobile Wallets
Real Time Payment Gateway
Paywith powered cards inside Mobile Wallets
App & Portal APIs
These APIs are designed to allow developers to create mobile payment applications and online portals and websites that leverage the Dynamic Processing Engine and it’s associated marketplace.
mCards Dynamic Processing Engine
A powerful processing engine underpinned by an entire ecosystem of partners and APIs for innovation.
Platform & Processing Related Integration Services
Add-on Service Provider Marketplace (Roadmap - 2020/21)
Payment Network Transaction APIs
In a traditional payment transaction there are 4 standard parties that connect together to approve and decline transactions through a complex web of banks and issuers.
Paywith's Dynamic Processing Engine connects directly to the Issuer's Processor to transform traditional processing into Dynamic Processing for any card.
Dynamic processing turns traditional cards into "mCards".