Coming Soon
LENDING TOOLS
CONSUMERS
Every consumer, no matter your age or financial capability, likes to take advantage of using other people’s money from time to time. Our newly developed borrowing solutions are the easiest and fastest way to access capital from a host of lenders. Consumers can take advantage of quick and easy “Micro-loans” that become instantly available as a funding source linked to their PayWith account.
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Capital is instantly approved and available
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Terms of borrowing are simple and easy to understand
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Repayment can be managed with a single click.
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LENDERS
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Lenders are provided with cutting edge tools and SAAS based solutions that enable them to quickly and easily start accessing the PayGraph solution to start lending funds as “Micro Loans” to many PayWith accountholders.
The tools allow for lenders to create their own customized lending score system. Program operators select and rank the importance of up to 30 different attributes that are tracked and found within the PayGraph. This produces a lending score that is unique for every accountholder with respect to that specific lender. There is no need for the consumers name or other personally identifiable information to be used in the PayGraph.
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SAAS based platform
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Completely customizable PayGraph scoring
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Micro-loan and lending solution built in
PROGRAM OPERATORS
Many of PayWith’s program operators are in the business of lending money. For those banks, credit unions and lenders, we offer a simple SAAS based solution that allows the lender/provider of the funds to see a real time feed of every consumer that is attempting to draw down from the lending pool.
Program operators can set the per consumer lending limits and terms for their funds. The terms and conditions for the lending will be automatically connected and click wrapped for the consumer to digitally accept prior to funds being released. Program operators can also use the “PayGraph” to create their own customized lending score system. Program operators select and rank the importance of up to 30 different attributes that are tracked and found within the PayGraph. This produces a lending score that is unique for every accountholder with respect to that specific lender. There is no need for the consumers name or other personally identifiable information to be used in the PayGraph.
For those that are not lenders already, we bring the partners from within our network that are… and combine them together their card programs to add additional perks and benefits to both the program and the cardholders participating.
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