Payment Solutions for Rewards & Loyalty Businesses

In Australia, we work with enterprise loyalty and rewards providers to help them develop the most innovative and game-changing mobile rewards and digital card programs on the market. 


Changing how cards work!

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Paywith mCards - were designed to be the most advanced, configurable and feature rich card products to ever hit the market. These cards have all of the benefits of debit, credit and prepaid cards… with none of the limitations those cards possess.

Mcards are the world's most advanced mobile wallet enabled cards. 


Paywith Processing Platform - an end to end ecosystem of cutting edge partners pre-configured to enable a mobile app powered, personalized processing experience. This removes all limitations of existing traditional payment ecosystems and allows for rapid development and deployment of new fintech innovations.


Changing the architecture of traditional processing!

Changing what a "Gift Card" is capable of!

The world's most advanced portal for creating, managing, controlling and distributing mobile wallet enabled gift cards. 


Changing how organizations distribute and manage cards. 

Changing how organizations control and distribute payment cards to their members. 







Program Management

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As your program manager, Paywith AUS can provide an end to end solution that delivers the ultimate in security, data, analytics, issuing, processing, rewards and fraud controls.


We become your partner for every aspect of running and managing your card program. 

Product ideation & Innovation

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From initial product ideation, right through to product launch, training and support, our team will work with your organization to create a payments program or solution that sets your business apart from the competition.  

Product Dev. & Integration

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Our development team and mobile engineers are experts at creating secure, powerful and compliant mobile applications, mobile wallets, and data and analytics portals customized to your businesses needs. 



The Paywith Dynamic Processing Engine is the most powerful, flexible and configurable processing platform ever created for card transactions. A single authorization can be processed against multiple accounts simultaneously. 




Real time Payment Gateway

Prepaid Funds

Corporate Funds

Points Bank

Merchant Coalition

Merchant Terminal



Traditional Processor

Dynamic Processor


Learn More

Get more information about PayWith Australia:


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Or call 1-855-PAY-WITH for more information.

The Paywith Mastercard is issued by EML Payment Solutions Limited ABN 30 131 436 532 AFSL 404131 pursuant to license by Mastercard Asia/Pacific Pte. Ltd. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.